Long-Term Care
Caregiving, long-term care and the end of life: getting paid to care for a parent, what Medicare and Medicaid cover, and what to decide before a crisis.
Long-Term Care
Before your parent applies for Medicaid, understand the 60-month look-back
When a parent applies for Medicaid long-term care, the state reviews five years of their finances. A gift made inside that window, including signing over the house, can mean months without coverage. Here is how the penalty works and how to avoid it.
Long-Term Care
Medicare does not cover long-term care. Here is what does
Medicare pays for short-term recovery in a skilled nursing facility and nothing for ongoing help with daily living. Medicaid is the program that does, and more families qualify than expect to.