/* Benefits Insider newsroom — a Free Press–style publication chassis in BI brand.
   Tokens: cream paper, near-black ink, crimson accent, navy masthead.
   Type: Oswald (compressed display caps) · Lora (serif headlines) · Spectral (body) · Inter (UI). */
:root {
  --paper: #F6F4EF;
  --paper-2: #EDEAE2;
  --ink: #161613;
  --ink-2: #363737;
  --muted: #747472;
  --rule: #D6D3CA;
  --rule-dark: #BEBDB8;
  --red: #9B1B30;
  --red-hover: #7E1526;
  --navy: #1B2A4A;
  --gold: #FFDE59;
  --white: #FFFFFF;
  --display: "Oswald", "Arial Narrow", Impact, sans-serif;
  --serif: "Lora", Georgia, serif;
  --body: "Spectral", Georgia, serif;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --max: 1200px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { background: var(--paper); color: var(--ink); font-family: var(--body); font-size: 19px; line-height: 1.55; }
img { max-width: 100%; display: block; height: auto; }
a { color: inherit; text-decoration: none; }
a:hover { text-decoration: underline; text-underline-offset: 3px; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.sr { position: absolute; left: -9999px; }

/* ── Masthead ───────────────────────────────────────── */
.top { background: var(--paper); border-bottom: 1px solid var(--rule-dark); }
.top .wrap { display: flex; align-items: center; gap: 18px; height: 72px; }
.burger { width: 34px; height: 34px; display: grid; place-items: center; gap: 0; background: none; border: 0; cursor: pointer; padding: 0; }
.burger span { display: block; width: 28px; height: 3px; background: var(--ink); margin: 2.5px 0; }
.brand { display: inline-flex; align-items: center; background: var(--navy); color: var(--white); padding: 8px 16px 8px 12px; height: 52px; gap: 9px; }
.brand .mark { height: 30px; width: auto; }
.brand .name em { font-style: normal; color: var(--gold); }
.brand:hover { text-decoration: none; }
.brand .name { font-family: var(--display); font-weight: 700; font-size: 27px; letter-spacing: .01em; text-transform: uppercase; line-height: 1; white-space: nowrap; }
.top nav.util { margin-left: auto; display: flex; align-items: center; gap: 28px; }
.top nav.util a { font-family: var(--sans); font-weight: 700; font-size: 12.5px; letter-spacing: .12em; text-transform: uppercase; color: var(--ink); }
.top nav.util a.sub { color: var(--red); }
.top nav.util a.search svg { width: 20px; height: 20px; display: block; }
.sections { border-bottom: 1px solid var(--rule-dark); background: var(--paper); }
.sections .wrap { display: flex; gap: 0; overflow-x: auto; scrollbar-width: none; }
.sections .wrap::-webkit-scrollbar { display: none; }
.sections a { font-family: var(--sans); font-weight: 700; font-size: 15.5px; padding: 11px 16px; white-space: nowrap; color: var(--ink); border-left: 1px solid var(--rule); }
.sections a:first-child { border-left: 0; padding-left: 0; }
.sections a.on { color: var(--red); }

/* Overlay menu */
.menu { position: fixed; inset: 0; background: var(--paper); z-index: 100; display: none; overflow-y: auto; }
.menu.open { display: block; }
.menu .wrap { padding-top: 20px; padding-bottom: 60px; }
.menu .row { display: flex; align-items: center; justify-content: space-between; height: 52px; }
.menu .close { background: none; border: 0; font-family: var(--sans); font-weight: 700; font-size: 14px; letter-spacing: .1em; cursor: pointer; color: var(--ink); }
.menu h3 { font-family: var(--sans); font-weight: 700; font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin: 34px 0 10px; }
.menu ul { list-style: none; }
.menu li a { display: block; font-family: var(--serif); font-weight: 700; font-size: 28px; padding: 8px 0; border-bottom: 1px solid var(--rule); }
.menu .cols { display: grid; grid-template-columns: 1fr 1fr; gap: 0 48px; }

/* ── Type helpers ───────────────────────────────────── */
.kicker { font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.kicker.red { color: var(--red); }
.byline { font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); margin-top: 10px; }
.byline b { color: var(--red); font-weight: 700; }
.deck { font-family: var(--body); font-size: 19px; line-height: 1.5; color: var(--ink-2); }
.hd-display { font-family: var(--display); font-weight: 700; text-transform: uppercase; line-height: .98; letter-spacing: .005em; color: var(--ink); }
.hd-serif { font-family: var(--serif); font-weight: 700; line-height: 1.12; color: var(--ink); }
.band-title { text-align: center; font-family: var(--display); font-weight: 700; text-transform: uppercase; font-size: 38px; color: var(--red); line-height: 1; padding: 16px 0 12px; border-top: 3px solid var(--ink); border-bottom: 1px solid var(--rule-dark); margin: 56px 0 28px; letter-spacing: .01em; }
.band-title a:hover { text-decoration: none; color: var(--red-hover); }
.band-title small { display: block; font-family: var(--sans); font-weight: 700; font-size: 11px; letter-spacing: .14em; color: var(--muted); margin-top: 8px; text-transform: uppercase; }
.thumb { background: var(--paper-2); border: 1px solid var(--rule); aspect-ratio: 4 / 3; object-fit: cover; width: 100%; }
.thumb.sq { aspect-ratio: 1 / 1; }

/* ── Home: lead ─────────────────────────────────────── */
.lead { display: grid; grid-template-columns: 1fr 340px; gap: 44px; padding-top: 28px; }
.lead-main { text-align: center; }
.lead-main .hd-display { font-size: clamp(36px, 5vw, 60px); margin: 0 auto 18px; max-width: 18ch; }
.lead-main .hd-display a:hover { text-decoration: none; color: var(--red); }
.lead-main .thumb { margin: 0 auto; }
.lead-main .deck { max-width: 60ch; margin: 18px auto 0; font-size: 20px; }
.lead-main .byline { margin-top: 12px; font-size: 13px; }
.lead-main .byline b { font-size: 15px; letter-spacing: .02em; text-transform: none; font-family: var(--serif); }
.rail { border-left: 1px solid var(--rule-dark); padding-left: 32px; display: flex; flex-direction: column; }
.rail .card { text-align: center; padding: 0 0 22px; margin-bottom: 22px; border-bottom: 1px solid var(--rule-dark); }
.rail .card:last-child { border-bottom: 0; margin-bottom: 0; }
.rail .card .hd-serif { font-size: 23px; margin-top: 14px; }
.rail .card .deck { font-size: 16.5px; margin-top: 8px; }
.rail .card .thumb { margin-bottom: 0; }

/* ── Latest briefs ──────────────────────────────────── */
.briefs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0 36px; margin-top: 44px; border-top: 1px solid var(--rule-dark); }
.brief { padding: 20px 0 22px; border-bottom: 1px solid var(--rule); }
.brief .hd-serif { font-size: 21px; margin-top: 8px; }
.brief .hd-serif a:hover, .card .hd-serif a:hover, .story .hd-serif a:hover, .hd-display a:hover { text-decoration: none; color: var(--red); }

/* ── Section bands ──────────────────────────────────── */
.grid-2 { display: grid; grid-template-columns: 1.55fr 1fr; gap: 40px; }
.story { }
.story .hd-display { font-size: clamp(30px, 3.6vw, 44px); text-align: center; margin: 0 auto 16px; max-width: 22ch; }
.story .deck { text-align: center; max-width: 58ch; margin: 16px auto 0; }
.story .byline { text-align: center; }
.story.side { text-align: center; }
.story.side .hd-serif { font-size: 28px; margin-top: 16px; }
.story.side .deck { font-size: 17px; margin-top: 8px; }
.row-text { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; margin-top: 28px; border-top: 1px solid var(--rule-dark); }
.row-text .t { padding: 20px 0; border-bottom: 1px solid var(--rule); }
.row-text .t .hd-serif { font-size: 25px; }
.row-text .t .byline { margin-top: 8px; }

/* Section strip */
.strip { display: flex; margin: 56px 0 0; border-top: 3px solid var(--ink); border-bottom: 1px solid var(--rule-dark); overflow-x: auto; scrollbar-width: none; }
.strip::-webkit-scrollbar { display: none; }
.strip a { display: flex; align-items: center; gap: 10px; padding: 8px 18px 8px 8px; border-right: 1px solid var(--rule-dark); white-space: nowrap; font-family: var(--sans); font-weight: 700; font-size: 13.5px; letter-spacing: .1em; text-transform: uppercase; flex: 1 0 auto; }
.strip a:hover { background: var(--paper-2); text-decoration: none; }
.strip img { width: 44px; height: 44px; object-fit: cover; background: var(--navy); }
.strip .sw { width: 44px; height: 44px; background: var(--navy); display: grid; place-items: center; color: var(--gold); font-family: var(--display); font-size: 20px; }

/* Desk chips */
.desks { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 18px; }
.desks a { font-family: var(--sans); font-weight: 700; font-size: 13px; letter-spacing: .06em; text-transform: uppercase; padding: 8px 14px; border: 1.5px solid var(--ink); color: var(--ink); }
.desks a span { color: var(--muted); font-weight: 400; margin-left: 4px; }
.desks a.on { background: var(--ink); color: var(--paper); }
.desks a.on span { color: var(--paper-2); }
.desks a:hover { text-decoration: none; background: var(--ink); color: var(--paper); }
.empty { padding: 30px 0; color: var(--muted); }

/* Lists / section index */
.list { border-top: 1px solid var(--rule-dark); margin-top: 24px; }
.item { display: grid; grid-template-columns: 240px 1fr; gap: 28px; padding: 26px 0; border-bottom: 1px solid var(--rule); align-items: start; }
.item.noimg { grid-template-columns: 1fr; }
.item .hd-serif { font-size: 28px; margin-top: 6px; }
.item .deck { font-size: 17.5px; margin-top: 8px; }
.page-head { padding-top: 40px; }
.page-head .hd-display { font-size: clamp(44px, 6vw, 72px); color: var(--red); }
.page-head .deck { max-width: 64ch; margin-top: 10px; font-size: 20px; }

/* ── Newsletter blocks ──────────────────────────────── */
.nl { background: var(--navy); color: var(--white); margin-top: 60px; padding: 52px 0; }
.nl .in { max-width: 760px; margin: 0 auto; text-align: center; }
.nl .kicker { color: var(--gold); }
.nl h2 { font-family: var(--display); font-weight: 700; text-transform: uppercase; font-size: 46px; line-height: 1; margin: 8px 0 12px; }
.nl p { font-size: 19px; color: #DDE2EC; max-width: 56ch; margin: 0 auto; }
.nl form { display: flex; gap: 10px; max-width: 520px; margin: 24px auto 0; }
.nl input { flex: 1; font-family: var(--sans); font-size: 17px; padding: 14px 16px; border: 2px solid var(--white); background: var(--white); color: var(--ink); min-width: 0; }
.btn { font-family: var(--sans); font-weight: 700; font-size: 13.5px; letter-spacing: .12em; text-transform: uppercase; background: var(--red); color: var(--white); border: 0; padding: 15px 24px; cursor: pointer; display: inline-block; }
.btn:hover { background: var(--red-hover); text-decoration: none; }
.btn.ghost { background: transparent; border: 2px solid currentColor; color: inherit; }
.nl .fine { font-family: var(--sans); font-size: 12.5px; color: #B9C1D0; margin-top: 12px; }

/* Sticky bottom bar */
.bar { position: fixed; left: 0; right: 0; bottom: 0; background: var(--white); border-top: 1px solid var(--rule-dark); box-shadow: 0 -6px 24px rgba(0,0,0,.08); z-index: 90; transform: translateY(0); transition: transform .25s ease; }
.bar.hide { transform: translateY(110%); }
.bar .wrap { display: flex; align-items: center; gap: 24px; min-height: 84px; }
.bar .t { font-family: var(--serif); font-weight: 700; font-size: 24px; line-height: 1.1; }
.bar .s { font-size: 16.5px; color: var(--ink-2); }
.bar .btn { margin-left: auto; white-space: nowrap; }
.bar .x { background: none; border: 0; font-size: 22px; cursor: pointer; color: var(--muted); padding: 6px; }
body.has-bar { padding-bottom: 100px; }

/* ── Article ────────────────────────────────────────── */
.art-head { padding-top: 36px; }
.art-head .kicker { margin-bottom: 14px; }
.art-head h1 { font-family: var(--serif); font-weight: 700; font-size: clamp(34px, 5vw, 58px); line-height: 1.08; letter-spacing: -.01em; max-width: 24ch; }
.art-top { display: grid; grid-template-columns: 1.4fr 1fr; gap: 40px; margin-top: 28px; align-items: start; }
.art-top.noimg { grid-template-columns: 1fr; max-width: 760px; }
.art-top figure img { width: 100%; border: 1px solid var(--rule); }
.art-top figcaption { font-family: var(--sans); font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); margin-top: 8px; }
.art-top .deck { font-size: 22px; line-height: 1.45; }
.who { margin-top: 22px; }
.who .by { font-family: var(--serif); font-weight: 700; font-size: 30px; color: var(--red); line-height: 1.1; }
.who .by a:hover { text-decoration: none; color: var(--red-hover); }
.who .date { font-family: var(--sans); font-weight: 700; font-size: 16px; margin-top: 8px; }
.who .cred { font-family: var(--sans); font-size: 14px; color: var(--muted); margin-top: 6px; line-height: 1.45; }
.art-tools { display: flex; align-items: center; justify-content: center; gap: 22px; margin: 34px auto 0; max-width: 760px; padding: 14px 0; border-top: 1px solid var(--rule-dark); border-bottom: 1px solid var(--rule-dark); font-family: var(--sans); font-weight: 700; font-size: 12px; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); flex-wrap: wrap; }
.art-tools a { color: var(--ink); display: inline-flex; align-items: center; gap: 6px; }
.art-tools svg { width: 16px; height: 16px; }
.art-body { max-width: 760px; margin: 36px auto 0; font-size: 19.5px; line-height: 1.62; }
.art-body > p:first-of-type::first-letter { font-family: var(--serif); font-weight: 700; font-size: 86px; line-height: .78; float: left; margin: 8px 10px 0 0; color: var(--red); }
.art-body p { margin: 0 0 20px; }
.art-body h2 { font-family: var(--serif); font-weight: 700; font-size: 28px; line-height: 1.2; margin: 40px 0 12px; }
.art-body h3 { font-family: var(--serif); font-weight: 700; font-size: 22px; margin: 28px 0 8px; }
.art-body ul, .art-body ol { margin: 0 0 20px 26px; }
.art-body li { margin-bottom: 10px; }
.art-body a { color: var(--red); text-decoration: underline; text-underline-offset: 3px; }
.art-body b, .art-body strong { font-weight: 600; }
.art-body .keybox { background: var(--paper-2); border-left: 4px solid var(--red); padding: 20px 24px; margin: 26px 0; font-size: 18.5px; }
.art-body .keybox p { margin-bottom: 10px; } .art-body .keybox p:last-child { margin-bottom: 0; }
.art-body .warn { background: #FBF3EE; border: 1px solid var(--red); border-left-width: 4px; padding: 16px 20px; margin: 26px 0; font-size: 17.5px; }
.art-body .warn .label { display: block; font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--red); margin-bottom: 6px; }
.art-body .mathbox { background: var(--white); border: 1px solid var(--rule-dark); padding: 20px 24px; margin: 26px 0; font-size: 17.5px; }
.art-body .mathbox .row { display: flex; justify-content: space-between; gap: 20px; padding: 9px 0; border-bottom: 1px dashed var(--rule-dark); }
.art-body .mathbox .row:last-of-type { border-bottom: 0; }
.art-body .mathbox .row b { white-space: nowrap; }
.art-body .mathbox .out { margin-top: 12px; padding-top: 12px; border-top: 2px solid var(--ink); font-weight: 700; font-size: 19px; }
.art-body .tl { list-style: none; margin: 26px 0 26px 6px; border-left: 3px solid var(--rule-dark); }
.art-body .tl li { position: relative; padding: 0 0 26px 26px; }
.art-body .tl li::before { content: ""; position: absolute; left: -10px; top: 6px; width: 17px; height: 17px; border-radius: 50%; background: var(--red); border: 3px solid var(--paper); }
.art-body .tl .when { font-family: var(--sans); font-weight: 700; font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--red); }
.art-body .tl .agency { font-family: var(--sans); font-size: 14px; color: var(--muted); }
.art-body .tl h3 { margin: 4px 0 0; }
.art-body table { width: 100%; border-collapse: collapse; margin: 16px 0 26px; font-size: 16px; }
.art-body th { text-align: left; font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .12em; text-transform: uppercase; padding: 10px 12px; border-bottom: 2px solid var(--ink); }
.art-body td { padding: 11px 12px; border-bottom: 1px solid var(--rule); vertical-align: top; }
.art-body .toc, .art-body .verified { display: none; }
.art-body .sources { margin-top: 40px; padding-top: 18px; border-top: 2px solid var(--ink); font-family: var(--sans); font-size: 15px; line-height: 1.5; }
.art-body .sources p.bold, .art-body .sources > p:first-child { font-weight: 700; font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 10px; }
.art-body .sources ul { margin-left: 18px; }
.art-body .sources li { margin-bottom: 6px; }
.art-body .sources a { color: var(--ink); }
.annual { border-bottom: 1px dotted var(--rule-dark); }
body.audit .annual { background: var(--gold); border-bottom: 2px solid var(--red); }
.art-body img { margin: 26px 0; border: 1px solid var(--rule); }
.art-body figure figcaption { font-family: var(--sans); font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); margin: -16px 0 26px; }
.art-body blockquote { border-left: 4px solid var(--red); padding: 4px 0 4px 22px; margin: 26px 0; font-size: 23px; line-height: 1.4; font-style: italic; color: var(--ink-2); }

.checked { max-width: 760px; margin: 44px auto 0; display: grid; grid-template-columns: 72px 1fr; gap: 18px; align-items: center; padding: 20px 0; border-top: 1px solid var(--rule-dark); border-bottom: 1px solid var(--rule-dark); font-family: var(--sans); font-size: 15px; line-height: 1.5; color: var(--ink-2); }
.checked img { width: 72px; height: 72px; border-radius: 50%; object-fit: cover; }
.checked b { color: var(--ink); }
.magnet { max-width: 760px; margin: 36px auto 0; background: var(--white); border: 1px solid var(--rule-dark); border-top: 4px solid var(--red); padding: 28px 30px; display: grid; grid-template-columns: 1fr auto; gap: 24px; align-items: center; }
.magnet h3 { font-family: var(--serif); font-weight: 700; font-size: 26px; margin: 6px 0 8px; }
.magnet p { font-size: 17px; color: var(--ink-2); }
.disclaimer { max-width: 760px; margin: 30px auto 0; font-family: var(--sans); font-size: 13.5px; color: var(--muted); line-height: 1.5; }
.related { margin-top: 56px; }
.related .band-title { margin-top: 0; font-size: 30px; }
.cards3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.cards3 .card .hd-serif { font-size: 22px; margin-top: 12px; }

/* ── Static pages ───────────────────────────────────── */
.page { max-width: 760px; margin: 0 auto; }
.page h2 { font-family: var(--serif); font-weight: 700; font-size: 30px; margin: 44px 0 12px; }
.page p { margin-bottom: 18px; }
.page ul { margin: 0 0 18px 26px; }
.page li { margin-bottom: 8px; }
.page .lead-p { font-size: 22px; line-height: 1.45; }
.bio { display: grid; grid-template-columns: 220px 1fr; gap: 32px; align-items: start; margin-top: 30px; }
.bio img { width: 100%; border: 1px solid var(--rule); }
.masthead { margin: 8px 0 4px; padding: 0; border-top: 2px solid var(--ink); }
.masthead > div { display: grid; grid-template-columns: 200px 1fr; gap: 20px; padding: 12px 0; border-bottom: 1px solid var(--rule); }
.masthead dt { font-family: 'Oswald', sans-serif; text-transform: uppercase; letter-spacing: .04em; font-size: 17px; margin: 0; }
.masthead dd { margin: 0; font-size: 17px; color: var(--ink-2, #3a3a36); }
.masthead-note { font-size: 15px; color: var(--muted, #666); }
@media (max-width: 720px) { .masthead > div { grid-template-columns: 1fr; gap: 4px; } }
.book { display: grid; grid-template-columns: 300px 1fr; gap: 40px; align-items: center; margin-top: 34px; }
.guides { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 30px; }
.guide { background: var(--white); border: 1px solid var(--rule-dark); border-top: 4px solid var(--navy); padding: 22px; display: flex; flex-direction: column; gap: 10px; }
.guide h3 { font-family: var(--serif); font-weight: 700; font-size: 21px; line-height: 1.2; }
.guide p { font-family: var(--sans); font-size: 14.5px; color: var(--ink-2); flex: 1; }
.guide .btn { align-self: flex-start; padding: 11px 16px; font-size: 12px; }
.search-box { display: flex; gap: 10px; margin-top: 24px; }
.search-box input { flex: 1; font-family: var(--sans); font-size: 18px; padding: 14px 16px; border: 2px solid var(--ink); background: var(--white); }
#results .item { grid-template-columns: 1fr; }

/* ── Footer ─────────────────────────────────────────── */
footer.site { background: var(--ink); color: #D9D6CD; margin-top: 72px; padding: 56px 0 40px; }
footer.site .brand { margin-bottom: 20px; }
footer.site .mission { font-family: var(--serif); font-weight: 700; font-size: 26px; color: var(--white); max-width: 30ch; line-height: 1.2; }
footer.site .fcols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 36px; margin-top: 36px; padding-top: 30px; border-top: 1px solid #3B3B37; }
footer.site h4 { font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; color: #9A978E; margin-bottom: 12px; }
footer.site ul { list-style: none; }
footer.site li { margin-bottom: 8px; font-family: var(--sans); font-size: 15.5px; }
footer.site li a { color: var(--white); }
footer.site .legal { font-family: var(--sans); font-size: 13px; color: #9A978E; line-height: 1.55; }
footer.site .legal p { margin-bottom: 10px; }
footer.site .legal a { color: #D9D6CD; text-decoration: underline; }

/* ── Responsive ─────────────────────────────────────── */
@media (max-width: 980px) {
  .lead { grid-template-columns: 1fr; gap: 36px; }
  .rail { border-left: 0; padding-left: 0; border-top: 1px solid var(--rule-dark); padding-top: 24px; }
  .grid-2 { grid-template-columns: 1fr; gap: 32px; }
  .briefs { grid-template-columns: 1fr 1fr; }
  footer.site .fcols { grid-template-columns: 1fr 1fr; }
  .top nav.util a:not(.sub):not(.search) { display: none; }
  .art-top { grid-template-columns: 1fr; gap: 24px; }
}
@media (max-width: 640px) {
  body { font-size: 18px; }
  .top .wrap { height: 62px; gap: 12px; }
  .brand { height: 44px; padding: 6px 10px 6px 8px; gap: 6px; }
  .brand .mark { height: 22px; }
  .brand .name { font-size: 19px; }
  .top nav.util a.sub { display: none; }
  .lead-main .hd-display { font-size: 34px; }
  .briefs { grid-template-columns: 1fr; }
  .row-text { grid-template-columns: 1fr; }
  .item { grid-template-columns: 1fr; gap: 14px; }
  .band-title { font-size: 30px; }
  .cards3 { grid-template-columns: 1fr; }
  .bio, .book { grid-template-columns: 1fr; }
  .guides { grid-template-columns: 1fr; }
  .magnet { grid-template-columns: 1fr; }
  .nl h2 { font-size: 34px; }
  .nl form { flex-direction: column; }
  .bar .s { display: none; }
  .bar .t { font-size: 18px; }
  .bar .wrap { gap: 12px; min-height: 72px; }
  .bar .btn { padding: 12px 14px; font-size: 12px; }
  footer.site .fcols { grid-template-columns: 1fr; }
  .menu .cols { grid-template-columns: 1fr; }
  .art-head h1 { font-size: 32px; }
  .who .by { font-size: 24px; }
}

/* ── Article v2: rail, takeaways, tool box, footnotes, text size ── */
.art-grid { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 48px; margin-top: 28px; align-items: start; }
.art-main { min-width: 0; }
.art-main figure img { width: 100%; border: 1px solid var(--rule); }
.art-main figcaption { font-family: var(--sans); font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); margin-top: 8px; }
.art-main .deck { font-size: 22px; line-height: 1.45; margin-top: 22px; }
.art-main .art-tools { margin-left: 0; margin-right: 0; max-width: none; justify-content: flex-start; }
.art-main .art-body, .art-main .checked, .art-main .magnet, .art-main .disclaimer { max-width: 720px; margin-left: 0; }
.art-rail { position: sticky; top: 20px; display: flex; flex-direction: column; gap: 22px; }
.m-only { display: none; }
.rail-box { background: var(--paper-2); border-top: 4px solid var(--navy); padding: 22px 22px 20px; }
.rail-box.inline { max-width: 760px; margin: 28px auto 0; }
.rail-box h3 { font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: var(--navy); margin-bottom: 12px; }
.rail-box ul { list-style: none; margin: 0; }
.rail-box li { font-family: var(--body); font-size: 17px; line-height: 1.45; padding: 10px 0 10px 22px; border-top: 1px solid var(--rule-dark); position: relative; margin: 0; }
.rail-box li::before { content: ""; position: absolute; left: 0; top: 19px; width: 10px; height: 10px; background: var(--red); }
.tool-box { background: var(--navy); color: var(--white); padding: 22px 22px 20px; }
.tool-box .kicker { color: var(--gold); }
.tool-box h3 { font-family: var(--serif); font-weight: 700; font-size: 23px; line-height: 1.15; margin: 8px 0 8px; }
.tool-box p { font-family: var(--sans); font-size: 14.5px; color: #CBD3E2; line-height: 1.45; }
.tool-box .btn { background: var(--gold); color: var(--ink); margin-top: 14px; width: 100%; text-align: center; }
.tool-box .btn:hover { background: #f2cf3f; }
.tool-box .fine { font-family: var(--sans); font-size: 12px; color: #9AA6BE; margin-top: 10px; }
.tool-box .cover { width: 120px; margin: 0 auto 12px; display: block; }
.tool-box.book { text-align: center; }
.rail-list h3 { font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); padding-bottom: 8px; border-bottom: 3px solid var(--ink); margin-bottom: 4px; }
.rail-list a { display: grid; grid-template-columns: 64px 1fr; gap: 12px; align-items: center; padding: 10px 0; border-bottom: 1px solid var(--rule); font-family: var(--serif); font-weight: 700; font-size: 16.5px; line-height: 1.25; }
.rail-list a img, .rail-list a .ph { width: 64px; height: 48px; object-fit: cover; border: 1px solid var(--rule); background: var(--paper-2); display: block; }
.rail-list a:hover { text-decoration: none; color: var(--red); }
.sizer { display: inline-flex; align-items: center; gap: 2px; margin-left: auto; }
.sizer button { background: none; border: 1px solid var(--rule-dark); color: var(--ink); font-family: var(--serif); font-weight: 700; cursor: pointer; padding: 4px 9px; line-height: 1; }
.sizer button.a1 { font-size: 13px; } .sizer button.a2 { font-size: 18px; }
.sizer button.on { background: var(--ink); color: var(--paper); border-color: var(--ink); }
.art-tools .print { cursor: pointer; }
html.big .art-body { font-size: 22.5px; line-height: 1.65; }
html.big .rail-box li { font-size: 19px; }
html.big .deck { font-size: 24px; }
.fn { font-family: var(--sans); font-size: 11px; font-weight: 700; vertical-align: super; line-height: 0; margin-left: 2px; }
.art-body .fn a { color: var(--red); text-decoration: none; }
.art-body .sources ol { margin-left: 22px; }
.art-body .sources li:target { background: var(--gold); }
.art-body .note { border: 1px solid var(--rule-dark); background: var(--white); padding: 14px 18px; margin: 22px 0; font-family: var(--sans); font-size: 15px; line-height: 1.5; color: var(--ink-2); }
.art-body .note b { color: var(--ink); }
.art-body td.n, .art-body th.n { text-align: right; white-space: nowrap; }
.art-body tr.total td { font-weight: 700; background: var(--paper-2); }
@media (max-width: 980px) {
  .art-grid { grid-template-columns: 1fr; gap: 28px; }
  .art-rail { position: static; }
  .rail-list, .d-only { display: none; }
  .m-only { display: block; margin-top: 22px; }
}
@media print {
  .top, .sections, .menu, .bar, footer.site, .tool-box, .rail-list, .art-tools, .related, .nl, .checked img { display: none !important; }
  body { background: #fff; }
  .art-grid { display: block; }
  .rail-box { border: 1px solid #000; margin-bottom: 20px; }
  .art-body a { color: #000; text-decoration: none; }
}

/* ── Data layer: by-the-numbers box, dataset pages, charts ── */
.data-box { background: var(--white); border: 1px solid var(--rule-dark); border-top: 4px solid var(--red); padding: 20px 22px 18px; }
.data-box h3 { font-family: var(--sans); font-weight: 700; font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: var(--red); margin-bottom: 10px; }
.data-box .stat { display: grid; grid-template-columns: auto 1fr; gap: 10px; align-items: baseline; padding: 8px 0; border-top: 1px solid var(--rule); }
.data-box .stat b { font-family: var(--display); font-size: 30px; line-height: 1; color: var(--ink); }
.data-box .stat span { font-family: var(--sans); font-size: 13px; color: var(--ink-2); line-height: 1.35; }
.data-box > a { display: block; margin-top: 12px; font-family: var(--sans); font-weight: 700; font-size: 13.5px; color: var(--red); }
.data-box .fine { font-family: var(--sans); font-size: 11.5px; color: var(--muted); margin-top: 8px; }
.m-only .data-box { margin: 28px 0 0; max-width: 720px; }
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 26px; }
.stats .stat { background: var(--paper-2); border-top: 4px solid var(--navy); padding: 16px 18px; }
.stats .stat b { display: block; font-family: var(--display); font-size: 40px; line-height: 1; }
.stats .stat span { font-family: var(--sans); font-size: 13.5px; color: var(--ink-2); display: block; margin-top: 6px; line-height: 1.35; }
.chart { margin: 28px 0 0; background: var(--white); border: 1px solid var(--rule-dark); padding: 16px; }
.chart svg { width: 100%; height: auto; display: block; }
.chart figcaption { font-family: var(--sans); font-size: 11.5px; color: var(--muted); margin-top: 10px; letter-spacing: .04em; }
.art-body .chart, .art-body .chart figcaption { margin-top: 26px; }
.btn.small { padding: 10px 16px; font-size: 12px; }
.tablewrap { overflow-x: auto; margin-top: 24px; border: 1px solid var(--rule-dark); background: var(--white); }
table.data { width: 100%; border-collapse: collapse; font-family: var(--sans); font-size: 14px; }
table.data th { position: sticky; top: 0; background: var(--ink); color: var(--paper); text-align: left; padding: 10px 12px; font-size: 11px; letter-spacing: .1em; text-transform: uppercase; }
table.data td { padding: 8px 12px; border-bottom: 1px solid var(--rule); white-space: nowrap; }
table.data td.n { text-align: right; font-variant-numeric: tabular-nums; }
table.data tr:nth-child(even) td { background: var(--paper); }
.dataset .art-tools { justify-content: flex-start; gap: 18px; }
.rail-list ul.plain { list-style: none; }
.rail-list ul.plain li { padding: 0; border-bottom: 1px solid var(--rule); font-family: var(--serif); font-weight: 700; font-size: 16px; line-height: 1.25; }
.rail-list ul.plain li a { display: block; padding: 10px 0; border: 0; grid-template-columns: none; }
@media (max-width: 640px) { .stats { grid-template-columns: 1fr; } .data-box .stat b { font-size: 26px; } }

/* ── Ads: AdSense units or labeled house ads ── */
.ad { display: block; position: relative; }
.adlabel { display: block; font-family: var(--sans); font-size: 10.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; }
.ad.house { background: var(--white); border: 1px solid var(--rule-dark); padding: 18px 20px 16px; text-decoration: none; color: var(--ink); }
.ad.house:hover { text-decoration: none; border-color: var(--ink); }
.ad.house img { max-height: 34px; width: auto; max-width: 160px; display: block; margin-bottom: 10px; }
.ad.house b { display: block; font-family: var(--serif); font-weight: 700; font-size: 19px; line-height: 1.2; }
.ad.house .adbody { display: block; font-family: var(--sans); font-size: 14px; color: var(--ink-2); margin-top: 6px; line-height: 1.45; }
.ad.house .adcta { display: block; font-family: var(--sans); font-weight: 700; font-size: 13px; color: var(--red); margin-top: 10px; }
.ad.sponsor { border-top: 4px solid var(--gold); }
.ad-inarticle { margin: 30px 0; }
.ad-inarticle.house { display: grid; grid-template-columns: 1fr; }
.ad-after { max-width: 720px; margin: 30px 0 0; }
.ad-inarticle .adsbygoogle, .ad-after .adsbygoogle { min-height: 250px; }
/* AdSense unfilled → collapse the unit and show the house ad behind it */
.adwrap .house.fallback { display: none; }
.adwrap:has(ins[data-ad-status="unfilled"]) .ad:not(.house) { display: none; }
.adwrap:has(ins[data-ad-status="unfilled"]) .house.fallback { display: block; }
@media print { .ad { display: none !important; } }